New sign-ups are temporarily suspended. We have been inundated with sign-ups to the platform. We have temporarily suspended new registrations while we check our servers, review storage capacity and make sure DebtPath can comfortably handle more users. Existing accounts are unaffected and you can still sign in as normal.
DebtPath is self-service software. It helps you organise your accounts, draft your own letters and emails, and keep a clear record of everything. You make every decision, and you review and send every message yourself.
DebtPath does not give debt advice, does not act on your behalf and does not contact creditors for you. If you want someone to advise you on what to do, free and impartial help is available from MoneyHelper.
Five steps. You are in control at every one of them.
Record each debt, balance, reference number and creditor contact details in one place.
Enter your income, spending and the amounts you have decided on. DebtPath does the arithmetic, not the deciding.
Use a template or the Writing Assistant to put your own decision into clear wording.
Nothing leaves DebtPath until you have read it and approved it. You can edit any wording.
Send your approved message and keep a full, dated record of everything sent and received.
Keep every debt, document and message together with a dated history you can rely on.
Turns your decisions and your figures into clear, polite wording. It never chooses a figure or an action for you.
Add up income and spending, and calculate percentages of a balance using the figures you choose.
Blank, neutral letter and email templates for common requests such as asking for a balance or a copy of an agreement.
Every outgoing message is shown to you in full first. Nothing is sent automatically.
Download or export what you have sent and received, so you always have your own copy.
These limits are deliberate. They are what makes DebtPath a self-service tool rather than an advice service.
Want advice on what to do next? Free, impartial and confidential debt advice is available.
MoneyHelper Debt Advice Locator